finance

If you’re a fresh grad or just started working with a salary of RM2,000 per month and drive minimally. Let’s say you only drive to and from work daily or just driving around town. You’re spending about RM500 a month on petrol and you’re looking for a credit card to cover some of your petrol costs and make your travel worthwhile. In this article, we’ll be exploring some cash back credit cards...

Debt is a common issue that affects many individuals and families worldwide. It can be stressful and overwhelming, especially if you have multiple types of debt, such as credit cards, student loans, and mortgages. However, with the right strategies, it’s possible to manage and pay off debt successfully. In this article, we will discuss various debt management strategies that can help you get...

I just received my credit card statement. There are a lot of credit card terms like statement date, payment due date, minimum payment, and credit limit. So today, we're going to unpack what are the terms and  jargons related to the credit card. You can also watch the full video below. https://youtu.be/2_cFzxSiNR8 Credit Limit It refers to the maximum amount of money that a bank allows you...

This was the same question I asked myself before even applying for a credit card. The thought of spending on borrowed money is exciting, but it's also good to understand the whys and motives behind it. Before applying for a credit card, I think we need to ask ourselves, why do we need a credit card and what are the requirements? Annual Income Firstly, what is our annual income? According to Bank...

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(adsbygoogle = window.adsbygoogle || ).push({}); March and April are the months to file your taxes for employees across Malaysia. This time of year, everyone is busy filling out tax forms and fulfilling their responsibilities as office workers. Although employees need to pay taxes when their annual salary reaches a specified amount, the government also provides tax relief...

(adsbygoogle = window.adsbygoogle || ).push({}); With the announcement of the new Malaysian Government, the revised Budget 2023 has been tabled on 24 February 2023. YAB Dato’ Seri Anwar bin Ibrahim, Malaysia’s 10th Prime Minister and Minister of Finance presented the Budget 2023 in the Dewan Rakyat after being elected in Government in the 15th Malaysian General Election. Latest...

(adsbygoogle = window.adsbygoogle || ).push({}); With the announcement of the new Malaysian Government, the revised Budget 2023 has been tabled on 24 February 2023. YAB Dato’ Seri Anwar bin Ibrahim, Malaysia’s 10th Prime Minister and Minister of Finance presented the Budget 2023 in the Dewan Rakyat after being elected in Government in the 15th Malaysian General Election. Latest...

Luno Malaysia has come a long way since it’s early days in 2019. Since it’s registration with the Securities Commission Malaysia as a registered digital asset exchange; Luno has grown from it’s start with Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and XRP (Ripple) offerings. In 2021, Luno added Bitcoin Cash (BCH) to it’s list of crypto offering. In June 2022, Luno further expanded its...