Money

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BNM Decreased OPR to 3.00%: How Will it Affect Your Housing Loans?

On 03 May 2023, Bank Negara Malaysia announced the increase of the Overnight Policy Rate (OPR) by another 25 bps from 2.75% to 3.00%. Since then, and for the next 12 consecutive meetings (over 2 years), BNM kept the OPR at 3.00%. On 09 July 2025, Bank Negara Malaysia announced the decrease of the Overnight Policy Rate (OPR) by 25 bps from 3.00% to 2.75%. What does this mean to home buyers...

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BNM Decreased OPR to 2.75%: How Will it Affect Your Fixed Deposits?

On 09 July 2025, Bank Negara Malaysia (BNM) announced the decrease of the Overnight Policy Rate (OPR) by 25 basis points (bps) from 3.00% to 2.75%. Much, much earlier in 2023, BNM announced the last increase of the Overnight Policy Rate (OPR) to 3%, in line with “the sustained reopening of the global economy and the improvement in labour market conditions continue to support the recovery of...

Interactive Brokers Tutorial: How to Sell Covered Call Options

Hi everyone and welcome back to a tutorial in this Interactive Brokers (IBKR) series. For all those of you who are aspiring options traders, or maybe you’ve only been trading stocks but now want to trade options in IBKR; this YouTube video is for you. Today here, we'll walkthrough a beginner level options strategy. We'll dive into about covered call and buy write options trading strategies using the...

How to Buy Amanah Saham Malaysia 3 (2024 ASM 3 Tutorial)

In this YouTube tutorial video below, we'll walkthrough how to buy Amanah Saham Malaysia 3 (ASM3) units. You can buy ASM 3 units in two ways. The video is separated into two parts. Part 1 covers how to buy ASM 3 directly through the myASNB app. Part 2 covers how to link your bank account (e.g. Maybank) to ASNB to then buy ASM 3...

How to get Approved for Interactive Brokers Options Level 1 (IBKR Tutorial)

If you're looking to expand and level up your investing from stock trading to options trading on Interactive Brokers, now you can. To trade options in IBKR, you need to apply for options trading permission, starting with level 1. There are different levels of options trading (in IBKR), each with their own set of strategies available. In this YouTube tutorial video below, we walkthrough how to...