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What is Debt-To-Service Ratio (DSR) and how does it affect your home loan?

DSR and Home Loan What does your dream home have to do with a debt-to-service ratio? So you finally found your dream home after months of searching all over. Now the only thing left for you to do is to apply for a home loan to finance your costs. Before you do that though, you need to know about something that banks look into whenever you apply for a loan. What is Debt-To-Service Ratio? DSR,...

6 Tips to Skilfully Clear your Personal Debts

Debt is a common issue that affects many individuals and families worldwide. It can be stressful and overwhelming, especially if you have multiple types of debt, such as credit cards, student loans, and mortgages. However, with the right strategies, it’s possible to manage and pay off debt successfully. In this article, we will discuss various debt management strategies that can help you get...

5 Aesthetic and Cheap Living Room Deco Items (Part 2)

Hi everyone, we're back, and it's time to make your living room space more comfortable again. There are several ways to decorate your living room with aesthetic and inexpensive items without leaving your home.  We have listed 5 aesthetic decorative items on Amazon to put a smile on your face!  1. Small Corner Table Next, this stylish small corner table can be used as a display material...

Advertise Your Properties For Free

Are you a home seller or landlord looking for a platform to advertise your property for free? Look no further than IpropFans! IpropFans is a unique online platform that allows home sellers and landlords to advertise their properties for free. With no hidden fees or commissions, IpropFans is the perfect solution for those looking to sell or rent out their homes without breaking the bank. But why...

How to Renew Malaysian Passport Online (YouTube Guide)

Renewing your Malaysian passport is an important task that needs to be done before your passport expires and before travelling internationally. It can be a daunting task, but with the advancement and efficiency of technology, it has become easier than ever to renew your passport online. Below is a YouTube tutorial video for Malaysian citizen, who carry an NRIC or MyKad, and who want to renew...

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