Editorials

It’s that time of the year again. It’s tax season for our Malaysian tax payers! If you haven’t, it’s time to dig out the receipts from the past year, sort them out, and file your taxes online.  But wait! Before getting down to filing your taxes online. You might want to know what are the tax reliefs available to you. Knowing what you can claim, can help you to save on your...

I was researching for a cashback credit card. There were a lot of funny requirements like: categories, spending requirements, annual fees, and minimum income requirements. Some cards were limited to very specific categories like for petrol only. Some cards needed to have a minimum spend of RM2,000 before you can utilise the full cashback. Some cards had somewhat high annual fees like above RM200 per...

If you’re a fresh grad or just started working with a salary of RM2,000 per month and drive minimally. Let’s say you only drive to and from work daily or just driving around town. You’re spending about RM500 a month on petrol and you’re looking for a credit card to cover some of your petrol costs and make your travel worthwhile. In this article, we’ll be exploring some cash back credit cards...

Last Sunday (02 December 2023) which was also the first weekend of The Exchange TRX’s life, we joined “1 million people” there or so, as my friend enumerated it.  Walking over from Lot 10 in Bukit Bintang (yes it’s walking distance from there despite the Malaysian humidity); it was a short 10 to 15 minutes walk, minus the somewhat long waiting time at the Jalan Gading-Jalan Imbi-Jalan Barat...

Did you know that Kumpulan Wang Simpanan Nasional or Employees Provident Fund Malaysia has a Death Withdrawal assistance for it's EPF members? Watch this explainer video on YouTube to learn and find out more about it. https://youtu.be/yXAgTJEqrus Subscribe below to stay updated for more finance, investing, real estate, and home product reviews and...

https://youtu.be/a22D3bnON5g In this YouTube video above, we will highlight what you need to know Employees Provident Fund (EPF) Malaysia or Kumpulan Wang Simpanan Pekerja (KWSP) Malaysia: What is EPF Malaysia EPF Accounts i-Akaun Withdrawals Contribution Rates Dividend Rates Allocation Rates Withdrawal TutorialKWSP...

When it comes to searching for a landed property (terrace house, semi-d, or bungalow), there are 3 items that are at the top of a property search. With that being said, if you’re looking for: You're in the right place. On item #2, to clarify, what do we mean by gated and guarded? Without further ado, here are another handpicked top 10 freehold AND gated and guarded tamans in Damansara,...

These two critical parts of financial freedom are often not talked about enough: debt and retirement. Together. To some extent, we may know enough about debt. Its implications, consequences, and solutions to mitigate and eventually clear off debt. Its ok, maybe if we're managing debt while we're still actively working and in the workforce. But what happens if the debt eats into our finances and grows...

If there’s one thing most of us share a common interest in the kitchen is cooking rice.  Sometimes we don’t have a big family or not that many people to cook rice for. What if we are not cooking for so many people? 3 persons? 2 persons? 1 person? So I got this rice cooker by Tefal. It is not just any other rice cooker. It is a mini rice cooker. Today, we're going to review it I’ll put...

Saving money is not instant noodles. It takes practice to save money and to create that money saving habit. Putting some effort can save you hundreds or even thousands of dollars/ringgits a year from your budget. You can watch below for a few tips on how to save money and to start saving...