Money

https://youtu.be/a22D3bnON5g In this YouTube video above, we will highlight what you need to know Employees Provident Fund (EPF) Malaysia or Kumpulan Wang Simpanan Pekerja (KWSP) Malaysia: What is EPF Malaysia EPF Accounts i-Akaun Withdrawals Contribution Rates Dividend Rates Allocation Rates Withdrawal TutorialKWSP...

These two critical parts of financial freedom are often not talked about enough: debt and retirement. Together. To some extent, we may know enough about debt. Its implications, consequences, and solutions to mitigate and eventually clear off debt. Its ok, maybe if we're managing debt while we're still actively working and in the workforce. But what happens if the debt eats into our finances and grows...

Saving money is not instant noodles. It takes practice to save money and to create that money saving habit. Putting some effort can save you hundreds or even thousands of dollars/ringgits a year from your budget. You can watch below for a few tips on how to save money and to start saving...

RM100 or even RM1000 may not sound like a lot. Especially in this day and age. Thanks to inflation! Well, money doesn’t grow on trees, and you’ll need to put some work into it.  Like you, I also had these questions: How can I grow my money? Where to park the money? Is the investment platform and fund trusted?  You’ll be surprised to find that there are many reliable...

Saving money is not instant noodles. It takes practice to save money and to create that money saving habit. Putting some effort can save you hundreds or even thousands of dollars a year from your budget. Here are a few tips on how to save money and to start saving effectively! You can also watch the full video on YouTube below. https://youtu.be/P4HTWzzyASs 1. Look out for...

Debt is a common issue that affects many individuals and families around the world. However, with the right strategies, it’s possible to manage and pay off debt successfully. In this article, we will cover, what is debt, types of debt, importance of managing debt, various debt management strategies, and tips to stay debt free that can help you get out of debt and improve your financial...

If you use that bright, green, Wise prepaid card and you happen to travel internationally alot; Wise now supports Apple Pay in Malaysia. You can add both the physical and virtual cards in your Wise account to Apple Wallet. In Malaysia, that is I know of, currently. I did a tutorial video, you can watch it below on YouTube. To sign up for a Wise multi-currency account, you can use my referral link...

Debt is a common issue that affects many individuals and families worldwide. It can be stressful and overwhelming, especially if you have multiple types of debt, such as credit cards, student loans, and mortgages. However, with the right strategies, it’s possible to manage and pay off debt successfully. In this article, we will discuss various debt management strategies that can help you get...

I just received my credit card statement. There are a lot of credit card terms like statement date, payment due date, minimum payment, and credit limit. So today, we're going to unpack what are the terms and  jargons related to the credit card. You can also watch the full video below. https://youtu.be/2_cFzxSiNR8 Credit Limit It refers to the maximum amount of money that a bank allows you...

This was the same question I asked myself before even applying for a credit card. The thought of spending on borrowed money is exciting, but it's also good to understand the whys and motives behind it. Before applying for a credit card, I think we need to ask ourselves, why do we need a credit card and what are the requirements? Annual Income Firstly, what is our annual income? According to Bank...