malaysia

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BNM Decreased OPR to 3.00%: How Will it Affect Your Housing Loans?

On 03 May 2023, Bank Negara Malaysia announced the increase of the Overnight Policy Rate (OPR) by another 25 bps from 2.75% to 3.00%. Since then, and for the next 12 consecutive meetings (over 2 years), BNM kept the OPR at 3.00%. On 09 July 2025, Bank Negara Malaysia announced the decrease of the Overnight Policy Rate (OPR) by 25 bps from 3.00% to 2.75%. What does this mean to home buyers...

close up shot of a person holding cellphone

BNM Decreased OPR to 2.75%: How Will it Affect Your Fixed Deposits?

On 09 July 2025, Bank Negara Malaysia (BNM) announced the decrease of the Overnight Policy Rate (OPR) by 25 basis points (bps) from 3.00% to 2.75%. Much, much earlier in 2023, BNM announced the last increase of the Overnight Policy Rate (OPR) to 3%, in line with “the sustained reopening of the global economy and the improvement in labour market conditions continue to support the recovery of...

First Impressions of The Exchange TRX

Last Sunday (02 December 2023) which was also the first weekend of The Exchange TRX’s life, we joined “1 million people” there or so, as my friend enumerated it.  Walking over from Lot 10 in Bukit Bintang (yes it’s walking distance from there despite the Malaysian humidity); it was a short 10 to 15 minutes walk, minus the somewhat long waiting time at the Jalan Gading-Jalan Imbi-Jalan Barat...

Connect Wise Multi-Currency Card to Apple Wallet in iPhone

If you use that bright, green, Wise prepaid card and you happen to travel internationally alot; Wise now supports Apple Pay in Malaysia. You can add both the physical and virtual cards in your Wise account to Apple Wallet. In Malaysia, that is I know of, currently. I did a tutorial video, you can watch it below on YouTube. To sign up for a Wise multi-currency account, you can use my referral link...

ARA DAMANSARA SERIES: Pacific Place Review

Pacific Place is an integrated development featuring service residence, a shopping mall, and business or commercial shop-lots in Ara Damansara, Petaling Jaya. It is also nearby Dana 1 Commercial Centre, AraTre’ Residences, Ara Damansara LRT, Citta Mall, and SMK Lembah Subang. Pacific Place is a leasehold development which was completed in 2013. The service residence at Pacific Place...

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