Editorials

How to Invest RM1,000 for Future Growth!

RM100 or even RM1000 may not sound like a lot. Especially in this day and age. Thanks to inflation! Well, money doesn’t grow on trees, and you’ll need to put some work into it.  Like you, I also had these questions: How can I grow my money? Where to park the money? Is the investment platform and fund trusted?  You’ll be surprised to find that there are many reliable...

Top 5 Money Saving Hacks to Save your Dollar

Saving money is not instant noodles. It takes practice to save money and to create that money saving habit. Putting some effort can save you hundreds or even thousands of dollars a year from your budget. Here are a few tips on how to save money and to start saving effectively! You can also watch the full video on YouTube below. https://youtu.be/P4HTWzzyASs 1. Look out for...

Secure your Golden Years with These Retirement Planning Strategies

The new horizon, the golden age, the golden years. All these have one thing in common: retirement. Now, maybe, you’re in one of these three categories: Just graduated, Just started working, or Midway into your retirement. Retirement planning is an essential step in securing your financial future and ensuring that your golden years are truly golden. Unfortunately, many people neglect...

Pay Off and Manage Debt with These Right Strategies

Debt is a common issue that affects many individuals and families around the world. However, with the right strategies, it’s possible to manage and pay off debt successfully. In this article, we will cover, what is debt, types of debt, importance of managing debt, various debt management strategies, and tips to stay debt free that can help you get out of debt and improve your financial...

crop businessman giving contract to woman to sign

What is Debt-To-Service Ratio (DSR) and how does it affect your home loan?

DSR and Home Loan What does your dream home have to do with a debt-to-service ratio? So you finally found your dream home after months of searching all over. Now the only thing left for you to do is to apply for a home loan to finance your costs. Before you do that though, you need to know about something that banks look into whenever you apply for a loan. What is Debt-To-Service Ratio? DSR,...

6 Tips to Skilfully Clear your Personal Debts

Debt is a common issue that affects many individuals and families worldwide. It can be stressful and overwhelming, especially if you have multiple types of debt, such as credit cards, student loans, and mortgages. However, with the right strategies, it’s possible to manage and pay off debt successfully. In this article, we will discuss various debt management strategies that can help you get...

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