Editorials

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BNM Decreased OPR to 3.00%: How Will it Affect Your Housing Loans?

On 03 May 2023, Bank Negara Malaysia announced the increase of the Overnight Policy Rate (OPR) by another 25 bps from 2.75% to 3.00%. Since then, and for the next 12 consecutive meetings (over 2 years), BNM kept the OPR at 3.00%. On 09 July 2025, Bank Negara Malaysia announced the decrease of the Overnight Policy Rate (OPR) by 25 bps from 3.00% to 2.75%. What does this mean to home buyers...

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BNM Decreased OPR to 2.75%: How Will it Affect Your Fixed Deposits?

On 09 July 2025, Bank Negara Malaysia (BNM) announced the decrease of the Overnight Policy Rate (OPR) by 25 basis points (bps) from 3.00% to 2.75%. Much, much earlier in 2023, BNM announced the last increase of the Overnight Policy Rate (OPR) to 3%, in line with “the sustained reopening of the global economy and the improvement in labour market conditions continue to support the recovery of...

Putrajaya’s First Transit Aliran Automatik (ART)

When it was announced that the ART or the Autonomous Rapid Transit (Transit Aliran Automatik) in Putrajaya was back! We were so happy and immediately went on the first trip in the morning! Below we share our experience and what we learned during our trip around Putrajaya on the...

Tour Putrajaya with the Autonomous Rapid Transit (ART) | Weekday Route

Putrajaya's first trackless tram is back! It is the Autonomous Rapid Transit, also known as the Transit Aliran Automatik, or in short: ART. Currently, the ART is still in it’s trial phase, so there’s scheduled routes. There’s one route for weekdays and another route for weekends. And they only operate a limited number of trips per day. We went on a weekday and started from the first trip at...

Interactive Brokers Tutorial: How to Sell Covered Call Options

Hi everyone and welcome back to a tutorial in this Interactive Brokers (IBKR) series. For all those of you who are aspiring options traders, or maybe you’ve only been trading stocks but now want to trade options in IBKR; this YouTube video is for you. Today here, we'll walkthrough a beginner level options strategy. We'll dive into about covered call and buy write options trading strategies using the...

How to Transform Your Home with Minimalist Interior Design

Now, there's a myriad of themes to choose from when designing your space. And one theme that's really catching on is the minimalist style. What is minimalist interior design Picture clean lines, uncluttered spaces, and a focus on simplicity and functionality. It's about stripping away the unnecessary and embracing the beauty of simplicity. Minimalist living room Starting with the living room...

How to Transform Your Home with Modern Contemporary Interior Design

So, you've just stepped into your new property, and it's a blank canvas waiting to be transformed. But where do you start? Well, regardless of whether you bought your new property for investment purposes or for your own living, there are many ways to furnish and design the property. Do you leave it bare for the next tenant to furnish? Do you add some essential furniture pieces? Or do you go...

How to Transform Your Home with Scandinavian Interior Design

So you just got the keys to your new property. But it’s bare and empty! Now how to design and furnish it? To name a few, there are a few themes you can design your property around: Scandinavian, Modern Contemporary, Minimalist, Modern Classic, and Industrial themes. Today we’ll be looking at the Scandinavian theme. What is Scandinavian interior design Scandinavian design is all about...

Video: Malaysia Income Tax Relief Guide for 2024

It’s tax season, that time of the year again, for our Malaysian taxpayers! If you haven’t, it’s time to dig out the receipts from the past year, sort them out, and file your taxes.  But wait! Before getting down to filing your taxes online. You might want to know what are the tax reliefs available to you. Knowing what you can and cannot claim, can help you to save time and money (e.g....

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